Our Team

For more than 30 years, Tim has been pursuing his passion for helping people plan for and address their financial goals. He has helped hundreds of clients with a wide array of financial needs, including individual and employer-sponsored retirement plans, life insurance and comprehensive wealth management. During his extensive career, Tim has come to specialize in small business succession planning and retirement plans, investment management and financial planning, including charitable giving strategies.

Tim is an active volunteer with Special Olympics Southern California, previously serving on the board of directors as chairman. With his son, he lobbied in Washington, DC, as a delegate for Special Olympics International. In addition, he traveled to Greece and Morocco in support of the international Special Olympics movement. He is also on the board at Novo Mission, Inc., a non-profit organization that ignites Gospel movements through its 600+ missionaries around the world. He has accompanied Novo directors on trips to visit and encourage staff members in the United Kingdom, Ukraine, Romania and Lebanon, offering his financial specialization along the way.

Tim and his wife Cathy have been married for over 30 years. They are devoted to their family, which includes six adult children and six grandchildren. In his spare time, Tim enjoys tending his expansive backyard rose garden, cycling, and auto racing.

Qualifications:

• Bachelor of Science, Industrial Engineering – Cal Poly San Luis Obispo
• Master of Science Financial Services – The American College of Financial Services, Pennsylvania
• Certified Financial Planner (CFP®)
• California-licensed Insurance Professional, License 0687279
• Accredited Investment Fiduciary (AIF®)
• Certified Kingdom Advisor (CKA®)
• Member, Financial Services Institute
• Series 7, 24, 51 and 66 Securities Registrations 

Learn More about Certified Kingdom Advisors

Jonathan joined Perfected Wealth Management in early 2023 as a Financial Paraplanner. He has been an incredible addition to the PWM team, recently earning his CFP®! In his own words, finding PWM was a “God Thing”. Armed with a degree in Architectural Engineering from Cal Poly SLO, he exhibits a strong grasp of numbers, coupled with a deep care and genuine love for people. He spent 19 years in college ministry, successfully leading teams within the organizations he worked for.

Jonathan has always harbored a passion for wise investing. He is exceptionally detail-oriented, systems-driven, and possesses a unique ability to solve and simplify complex situations - attributes crucial in Financial Planning. Currently, he is immersed in "Managing Retirement Plans to Meet Today’s Challenges" and frequently tunes into podcasts such as Kitces and Carl. This underscores his real-time commitment to remaining sharp and relevant in all facets of Wealth Management.

Elsie plays a vital role within Perfected Wealth Management. She is Daniel’s right hand as well as PWM’s Director of Client Service. Elsie grew up in Nairobi, Kenya, where she was raised by entrepreneurial parents. Her love for business and entrepreneurship influenced her collegiate studies, where she double majored in Finance and Accounting from Strathmore University.

Elsie began her career in Finance in 2011 with Bank of America, and then transitioned to Wealth Management in 2014. In 2015, she played a crucial role in launching Perfected Wealth Management - a defining moment for her career. At the heart of her current position is a sincere care for PWM’s clients, understanding that this care underpins the success of PWM. She is also an incredible teammate who is very dependable, works diligently, and consistently goes above and beyond.

Martha graduated from Cal Poly University, Pomona, with a B.S. degree in Business Management. In the early part of her career, she worked for Northrop Corp. as a Business Analyst where she helped introduce personal computers into the Finance department. Since she was residing in Huntington Beach, she decided to be closer to home and pursued a career in local government at the County of Orange. Martha worked for Orange County Government for 27 years where she had various leadership roles in Information Technology Project Management, Training, and Leadership Development.

After retiring early from the County, Martha started her 2nd career working for her son Daniel at Perfected Wealth Management, as the Medicare Specialist. She earned her CA Life and Health Insurance license and found that her passion to help others is a great fit for assisting clients in navigating the Medicare insurance world.

On a personal note, Martha lives in Orange and enjoys a healthy and active lifestyle. Her hobbies include hiking, golf, travel, piano and most recently, enjoying her first granddaughter Mykah.

*Not Associated with Osaic Wealth, Inc.